Conventional
Flexible purchase and refinance paths for qualifying borrowers.
Independent mortgage guidance
A clearer path to the place you call home.
Personal guidance, thoughtful options, and a local team committed to making your next home financing decision feel understood.
Alana Trans · NMLS #2005888 · California DRE #02079780
01
Local Guidance
A Westminster team that values real conversation.
02
More Options
Access to programs from wholesale lending partners.
03
Clear Process
Straightforward communication from start to finish.
04
Personal Care
Financing guidance shaped around your goals.
Financing possibilities
The right loan starts with the right questions.
We begin with your priorities, then help you understand available programs and the next steps worth considering.
Talk with a mortgage professionalFHA
Government-insured financing with features that may support eligible buyers.
VA
Home financing benefits for eligible service members, veterans, and families.
Jumbo
Solutions for eligible borrowers financing above conforming loan limits.
The broker difference
More than a transaction. A trusted guide in your corner.
A mortgage broker works with lending partners to help identify financing possibilities that may fit your goals, property, and borrower profile.
01
Listen first
Your goals, timing, and questions shape the conversation.
02
Compare thoughtfully
We help you explore available wholesale lending options.
03
Stay connected
You have a local point of contact throughout the process.
What to expect
A process built for clarity.
Big financial decisions feel better when every next step is clear. We keep the conversation grounded, responsive, and easy to follow.
01
Begin with your goals
Tell us whether you are purchasing, refinancing, or simply exploring what may be possible.
02
Review the possibilities
Discuss available programs, documentation, timing, and the next step that fits your situation.
03
Apply securely
Move personal and financial information into the appropriate secure application process.
04
Move toward closing
Stay informed through disclosures, documentation, underwriting, and the final closing steps.
Our team
A local team who listens before they advise.
Home financing is personal. Our Westminster team brings clarity, steady communication, and genuine care to every conversation.
President
Steven Tran
Leading ASAP Home Loans with a personal, relationship-first approach to every client conversation.
Mortgage & Real Estate Professional
Alana Trans
Helping clients understand both the financing and real estate sides of their home journey.
NMLS #2005888
California DRE #02079780
Office Manager
Yen Le
Keeping the office organized, responsive, and ready to support clients from first call to next step.
Tax & Financial Services
Kathy Le
Providing comprehensive tax, bookkeeping, payroll, and financial support for individuals and businesses.
Visit our Westminster office
9741 Bolsa Ave. #105, Westminster, CA 92683In the community
A conversation with Steven Tran.
Get to know the perspective and people behind ASAP Home Loans. Watch Steven share more about the business in this featured talk show appearance.
Watch on YouTubeVisit us in Westminster
Local guidance, close to home.
9741 Bolsa Ave. #105Westminster, CA 92683
Start with a conversation
Let's talk about what home means to you.
Share a few basics and a mortgage professional can follow up about available options. This is not a loan application or a commitment to lend.
Your information matters
Please do not enter Social Security numbers, bank credentials, account numbers, tax documents, or other sensitive financial information into this form.
Common questions
Answers before you begin.
01Is a mortgage broker the same as a lender?+
No. A mortgage broker generally helps borrowers explore financing through lending partners. The lender provides the credit and applies its underwriting and approval requirements.
02Does submitting this form lock a rate?+
No. Submitting this marketing form does not lock a rate, constitute an application, or guarantee loan terms.
03What information should I prepare?+
A mortgage professional can explain which income, asset, credit, and property documents may be needed for your specific situation.
04Should I upload financial documents here?+
No. Sensitive documents should only be handled through an approved secure application or document portal.